One broker. Every detail
The right loan,
none of the stress
One broker. Direct line. Every step.
I'm Ben, a Mortgage Broker who spent 10+ years inside the banks. I know exactly what lenders look for, because I used to be the one looking.
40+ lenders ● No Obligation ● No fees to you
WHY I STARTED VESTAFI
I used to approve loans, now I help you get them.
With 20+ years of industry expertise and a client-first approach, we’re your trusted partner in home financing.
Why I started VestaFi
For most of my career, I sat on the bank's side of the desk. As a Credit Manager with one of the big four, I held multi-million dollar lending authority and reviewed thousands of applications.
I know what banks look for, the details that make a deal work, and the ones that get it knocked back. At VestaFi, you get that perspective working for you, with me handling your file personally from the first call through to settlement.
Above and Beyond, Every Single Time
"Use this space to share a testimonial quote about the business, its products or its services. Insert a quote from a real customer or client here to build trust and win over site visitors."
dr
Ronda Keni, MN
Ronda Keni, MN
Above and Beyond, Every Single Time
"Use this space to share a testimonial quote about the business, its products or its services. Insert a quote from a real customer or client here to build trust and win over site visitors."
dr
Ronda Keni, MN
Ronda Keni, MN
Above and Beyond, Every Single Time
"Use this space to share a testimonial quote about the business, its products or its services. Insert a quote from a real customer or client here to build trust and win over site visitors."
dr
Ronda Keni, MN
Ronda Keni, MN
what clients say
Real words from real clients.
Step 1 of 4
What are you trying to do?
Pick the path that fits. We'll tailor everything from here.
Just exploring options
→
Lower rate, equity release, restructure, debt consolidation.
Buying my first home
→
Lower rate, equity release, restructure, debt consolidation.
Investing in property
→
Lower rate, equity release, restructure, debt consolidation.
Refinancing my loan
→
Lower rate, equity release, restructure, debt consolidation.
Get your strategy
before you apply
A few quick questions. No application, no credit enquiry. Just a clear next step based on your situation.
The lowdown on how much you can borrow
Real numbers based on your income, deposit, and life. Not a vague website estimate.
The best loans you'll actually qualify for
From 40+ lenders. Filtered to the ones likely to say yes to your file, sharpest rates first.
Any government schemes
First Home Guarantee, Family Home Guarantee, stamp duty concessions. We'll work them in.
Honest answers to your burning questions
Fixed vs variable. Offset vs redraw. Self-employed worries. Whatever's keeping you stuck.
FROM HELLO TO SETTLED
The next steps to get your home loan approved.
Five steps, full visibility. You'll never wonder where things stand.
1
1
Initial Conversation
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2
Initial Conversation
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4
Initial Conversation
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5
Initial Conversation
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3
Initial Conversation
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Refinancing
Lower rates, equity release, debt consolidation. Most save meaningfully.
Learn More
→
First home buyers
Government schemes, deposit options, lender choice. The whole map.
Learn More
→
What I help with
Whatever
the loan, I've seen it before
Investment loans
Structure, tax efficiency, borrowing capacity across a portfolio.
Learn More
→
Commercial & SMSF
Property-secured lending for businesses, trusts, and self-managed super.
Learn More
→
Construction loans
Progress draws, builder vetting, end-loan transition. Done right.
Learn More
→
Common questions
We do the research, the lender comparison, the structuring, and the paperwork. You get clarity on your options and support through the application process, without the time cost of doing it all yourself.
Most brokers are commission salespeople first, advisers second. I came from the lender side. I assessed loans for years before I wrote them. That means I look at your file the way the bank will look at it, and I structure it to give it the best chance. Plus, you actually get me. Same person, every call.
The lender pays a commission when your loan settles. You don't pay me directly, and the rate I get you isn't affected by my fee. It's all disclosed in writing under the Best Interests Duty. No surprises.
Yes. Self-employed lending is one of my specialties. I know which lenders accept what financials, who'll do alt-doc, and how to present your income for the best outcome. Most of the franchise success I had was built on self-employed clients.
The lender pays a commission when your loan settles. You don't pay me directly, and the rate I get you isn't affected by my fee. It's all disclosed in writing under the Best Interests Duty. No surprises.
From initial call to approval, usually 1-2 weeks depending on the lender and your file. Pre-approval can be quicker. I keep you updated at every stage so you're never wondering.
Ready when you are.
A 30-minute call is all it takes to know where you stand.
No pressure, no commitment, no fees.
30 minutes No obligation Phone, video or in-person
